Unemployment Ran Out How Long to Get Again
iStock / Getty Images
En español | It's been more than a year since the coronavirus pandemic exploded in the Us. That'south a milestone with serious financial consequences for the more than than 3 million workers historic period 50 and older who have lost their jobs during this crisis.
While the rules for collecting unemployment insurance vary by state, in many of them, the maximum length of time a person tin collect regular benefits is 26 weeks — or roughly 6 months. That means many people who oasis't been able to detect jobs to replace ones they lost this year are at present discovering that they also are losing their unemployment benefits. Only 3 programs can help eligible individuals continue to receive crucial fiscal assistance, as long as they know these options exist and take action to enroll.
Once yous run out of weeks to collect benefits through your state'south regular unemployment insurance programme, y'all become eligible for federal Pandemic Emergency Unemployment Compensation (PEUC), a plan that stimulus legislation created this year. When those benefits run out, you may exist able to collect Extended Benefits (EB), another federal programme designed to help states during periods of loftier unemployment. And notwithstanding another plan created by coronavirus stimulus legislation, Pandemic Unemployment Help (PUA), could offer you a few more weeks, once your time to collect other benefits is up.
The types of benefits you lot are eligible for will depend on the policies in the country where yous worked and the conditions of your previous employment, so make sure to discuss all of your options with that state'due south employment agency. Here's what you should know about how each programme could extend the number of weeks you can collect benefits:
Pandemic Emergency Unemployment Compensation
Nether the stimulus legislation enacted last year, people can get benefits for up to 79 weeks later their regular eligibility cheers to a programme chosen Pandemic Emergency Unemployment Bounty.
Merely in many cases, the transition from regular benefits to PEUC hasn't been seamless, and many people announced to exist missing out on coin for which they are eligible.
"States are supposed to inform workers when they fall out of regular unemployment insurance that they are eligible for PEUC and give them data about how to apply," says Michele Evermore, onetime senior policy analyst at the National Employment Law Project who at present works every bit a senior advisor on unemployment insurance for the U.S. Section of Labor. "But from what I'm hearing, that's not happening in every country. Unfortunately, during this pandemic, we've plant that you have to be incredibly persistent to actually admission the benefits you're owed."
Whether or not a land sends out notification, unemployed workers exercise accept to utilize to receive PEUC benefits. That means you should be proactive and brand sure to complete any procedure your country requires, Evermore says. The PEUC application could exist every bit simple as checking a box on paperwork you already have to complete regularly to continue to receive your usual weekly benefits. Or information technology could be an additional class y'all accept to complete on your country's unemployment website. Be certain to check with your state bureau to detect out what yous need to do to receive PEUC.
The eligibility requirements for PEUC are the same as your land's requirements for regular unemployment benefits, the only difference being that you've run out of eligibility for the latter. PEUC is paid for by the federal government and the corporeality of your weekly PEUC benefits should exist the same as your regular land do good, including the additional $300 from the federal government. The PEUC program currently is scheduled to end the week of Sept. six, 2021.
Extended Benefits
In most states, people who have run out of eligibility for both regular unemployment benefits and PEUC could then authorize for a program called Extended Benefits. This federally funded program kicks in during periods of high unemployment within a state. For example, during the week catastrophe Oct. three, these benefits were bachelor in 42 states, the District of Columbia and Puerto Rico, according to the U.S. Labor Department.
You should automatically transition into EB one time you've exhausted your eligibility for both regular benefits and PEUC, Evermore says. The most common duration for collecting EB — which pays a weekly benefit equal to what you lot typically qualify for in your land based on your previous income — is a maximum of 13 weeks, simply information technology could be longer or shorter depending on the country where you were working. Be certain to contact your state agency if you have any questions nigh your eligibility for EB.
Pandemic Unemployment Assistance
Congress created this program this year as a way to offer fiscal aid to gig workers and other people who wouldn't otherwise be eligible to apply for unemployment benefits. Only if you lot've used up all of your weeks to collect regular benefits, PEUC and EB, you lot might now qualify to receive PUA.
PUA currently offers its recipients up to 79 weeks of total unemployment benefits through Sept. six, 2021.
Editor's note: This article originally was published on October 23, 2020. It has been updated with more than recent information well-nigh when the PEUC and PUA programs will end.
Source: https://www.aarp.org/work/careers/unemployment-benefits-run-out/
0 Response to "Unemployment Ran Out How Long to Get Again"
Post a Comment